If you have experienced storm damage, such as a tree log that destroyed your roofing or strong winds that broke your windows, doors, or roof tiles, you are aware that you must get in touch with a licensed roofing contractor and that you will probably need to file an insurance claim in order to receive compensation for the roof damage. And depending on the specific language of each insurance policy, the majority of Floridians will be entitled to a complete roof replacement rather than simply a patchwork roof repair, based on our considerable experience with Floridians submitting insurance claims after hurricane damage. Contact 3G Home Exteriors and we are happy to check your insurance coverage for residents of SW Florida and work with your insurance company at no charge to you.
Work With A Reputable Roofing Contractor
Even in these extremely vulnerable times, there has been an increase in roofing contractor fraud, which has raised prices. Some people knock on doors, offering to pay homeowners’ insurance deductibles in return for replacing their roofs and making storm damage claims to their property insurance provider.
What Should I Take Into Account Before Making a Roofing Insurance Claim?
Homeowners and businesses are working hard to get back on their feet during this difficult time, but they also need to be on the lookout for dishonest claim adjusters, attorneys, and roofing contractors. People are vulnerable, and most have suffered at the hands of frauds poised to exploit the ones in pain. Here are some suggestions to keep in mind before making an insurance claim for roof coverage if you were unfortunate enough to be a victim of a Hurricane or storm.
Have A thorough Property Inspection
In Florida, almost everyone is experiencing a lot. And even though it’s crucial to maintain composure and set reasonable expectations, you can still simplify the challenging process of a property inspection by arranging a free inspection with 3G. We are aware that managing insurance claims can be challenging, particularly when you are faced with dire circumstances. We will inspect the property at no cost to you and help discover all visible and hidden damage.
Documentation of Damage
Property damage must be documented before a claim may be made. Pictures of the water levels and the harm they’ve done are available. Compared to others without records of the harm, it will help you seek assistance much more quickly.
Avoid Further Damage
Covering the portions of your home most susceptible to damage will help you prevent harm. For instance, if it is safe and practical, you can cover your broken roofing, windows, and other locations. Because when you file an insurance claim, you must demonstrate that you took precautions to protect your property, and if you don’t, there is a good risk your claim will be denied.
Although it fully depends on your insurance provider, some policies include supplemental living costs. And if you have all of the information in one location, you might be able to get much more than just the roofing coverage. Keeping track of restaurant expenditures or hotel/apartment rent is a bother. However, you can pay for all of your moving expenses with the same credit card and receive adequate coverage.
Don’t Wait To File
With the extensive damage, the home repair industry is backlogged so don’t wait on your claim. We hope you now have complete knowledge of the roofing coverage in Florida. And we hope that the information discussed above has given you a better understanding of what to do when filing a claim. If you have further questions please call 3G at 239-994-5900 to further discuss.